Home Insurance Costs with Deductible Scenarios in Cole County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cole County, MO	$154200	$739	$1,017
Wardsville, MO	$222500	$908	$1,249
St. Martins, MO	$170700	$824	$1,134
St. Thomas, MO	$165300	$815	$1,121
Burris Fork, MO	$163200	$811	$1,116
Summit, MO	$132800	$633	$871
Taos, MO	$156700	$799	$1,100
Westphalia, MO	$138800	$765	$1,053
St. Elizabeth, MO	$128100	$744	$1,024
Olean, MO	$78600	$622	$856

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Impact of Coverage Amount on Home Insurance Cost In Cole County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$584
$200,000	$2,021
$300,000	$2,604
$400,000	$3,290
$500,000	$4,211
$750,000 to $1000,000	$4,869
Above $1000,000	$5,758

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Cole County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cole County, MO Average Home Insurance Cost	$1,029.51
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-194.49

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Top Homeowners Insurance Companies in Cole County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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Cole County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-144	885
One Claim	+51	1081
Two Claims	+134	1163

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