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Home Insurance Costs with Deductible Scenarios in Cole County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Cole County $150,000 $515 $628
Wardsville $225,000 $691 $1,000
St. Martins $170,000 $632 $806
St. Thomas $145,000 $466 $618
Burris Fork $115,000 $359 $529
Summit $135,000 $466 $525
Taos $180,000 $645 $828
Westphalia $145,000 $425 $576
St. Elizabeth $125,000 $400 $530
Olean $80,000 $254 $327

Impact of Coverage Amount on Home Insurance Cost In Cole County, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,095
$250000 $1,313
$500000 $2,101
$750000 $2,732
$1000000 $3,497
More than $1000000 $4,043


Cole County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cole County, MO Average Home Insurance Cost$995
State Average Home Insurance Cost$1,188
Difference Vs national Average-229

Best Home Insurance Quotes & Estimates for Properties Near Cole County, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $209,000 $750 Fleischman
$2500-$5000 Deductible $124,500 $430 Forest Hill Ave, Southern Air Dr
$2500-$5000 Deductible $93,000 $330 Buckskin Dr, Joseph Dr, Kensington Park
$1000-$2500 Deductible $142,500 $480 Newcastle Ln
$1000-$2500 Deductible $103,500 $440 N Taylor St
$2500-$5000 Deductible $142,500 $410 Cork Cir
$500 Deductible $54,500 $230 Aaron Ct
$500 Deductible $471,500 $2130 Fleischman

Top Homeowners Insurance Companies in Cole County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
State Farm $1,847
AAA $1,700
Safeco $1,405

Cole County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -109 886
One Claim +70 1065
Two Claims +129 1124