Home Insurance Costs with Deductible Scenarios in Columbia, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Columbia, MO	$185300	$789	$1,086
Ashland, MO	$175000	$831	$1,144
Huntsdale, MO	$85000	$640	$880
Jamestown, MO	$105400	$692	$952
Centralia, MO	$97700	$673	$927
Hartsburg, MO	$86000	$643	$884
Cedar, MO	$239900	$935	$1,286
West Fulton, MO	$117400	$720	$991
Wooldridge, MO	$67500	$589	$810
Round Prairie, MO	$130300	$748	$1,029

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Impact of Coverage Amount on Home Insurance Cost In Columbia, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$701
$200,000	$1,687
$300,000	$2,334
$400,000	$2,864
$500,000	$3,666
$750,000 to $1000,000	$4,239
Above $1000,000	$5,012

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Columbia, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Columbia, MO Average Home Insurance Cost	$1,099.26
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-124.74

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Top Homeowners Insurance Companies in Columbia, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Amco	$1,960
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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Columbia, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-143	956
One Claim	+88	1187
Two Claims	+154	1253

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