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Home Insurance Costs with Deductible Scenarios in Columbia, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Columbia $180,000 $603 $1,032
Ashland $160,000 $514 $912
Huntsdale $95,000 $324 $462
Jamestown $95,000 $295 $558
Centralia $105,000 $306 $574
Hartsburg $130,000 $402 $733
Cedar $205,000 $645 $1,156
West Fulton $120,000 $431 $636
Wooldridge $65,000 $210 $373
Round Prairie $150,000 $524 $762

Impact of Coverage Amount on Home Insurance Cost In Columbia, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,119
$250000 $1,342
$500000 $2,148
$750000 $2,792
$1000000 $3,574
More than $1000000 $4,133


Columbia, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Columbia, MO Average Home Insurance Cost$1,017
State Average Home Insurance Cost$1,188
Difference Vs national Average-207

Best Home Insurance Quotes & Estimates for Properties Near Columbia, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $169,500 $580 E Boone Industrial Dr
$5000 to $10,000 Deductible $248,500 $490 Rodeo Dr
$2500-$5000 Deductible $214,000 $700 Kathy Dr
$500- $1000 Deductible $98,500 $350 Allen St
$1000-$2500 Deductible $142,500 $650 Colby Dr
$500- $1000 Deductible $271,000 $970 S Harvest Rd
$2500-$5000 Deductible $61,000 $140 Grindstone Pkwy, Juniper Cir
$2500-$5000 Deductible $209,500 $600 E Karen Ave

Top Homeowners Insurance Companies in Columbia, MO

Insurance Provider Average Homeowners Insurance Cost($)
Amco $1,960
State Farm $1,847
AAA $1,700
Safeco $1,405

Columbia, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -51 966
One Claim +71 1088
Two Claims +112 1129