Home Insurance Costs with Deductible Scenarios in Gallatin, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gallatin, MO	$131000	$720	$990
Oakwood Park, MO	$133600	$755	$1,039
Brooking, MO	$93800	$557	$767
Clay County, MO	$160900	$751	$1,033
Jackson County, MO	$131500	$698	$961
Kansas City, MO	$139900	$768	$1,056
Raytown, MO	$97600	$566	$778
Carroll, MO	$227000	$650	$894
Smithville, MO	$176300	$593	$816
Lansing, KS	$175400	$693	$953

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Impact of Coverage Amount on Home Insurance Cost In Gallatin, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$846
$200,000	$2,283
$300,000	$3,118
$400,000	$3,821
$500,000	$4,891
$750,000 to $1000,000	$5,655
Above $1000,000	$6,687

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Gallatin, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gallatin, MO Average Home Insurance Cost	$1,002.24
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-221.76

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Top Homeowners Insurance Companies in Gallatin, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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Gallatin, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-130	872
One Claim	+80	1082
Two Claims	+140	1143

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