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Home Insurance Costs with Deductible Scenarios in Independence, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Independence, MO $102800 $659 $907
Oak Grove, MO $120800 $612 $842
Oaks, MO $203600 $878 $1,208
Sibley, MO $94300 $665 $915
Prairie Village, KS $243800 $698 $960
Excelsior Springs, MO $116900 $604 $832
Oakwood Park, MO $133600 $755 $1,039
Fleming, MO $87500 $647 $890
Raytown, MO $97600 $566 $778
Napoleon, MO $131300 $750 $1,032

Impact of Coverage Amount on Home Insurance Cost In Independence, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $799
$200,000 $2,734
$300,000 $3,469
$400,000 $4,369
$500,000 $5,592
$750,000 to $1000,000 $6,466
Above $1000,000 $7,646


Independence, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Independence, MO Average Home Insurance Cost$917.76
State Average Home Insurance Cost$1,084
Difference Vs national Average-306.24

Top Homeowners Insurance Companies in Independence, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
State Farm $1,847
AAA $1,700
Safeco $1,405

Independence, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -119 798
One Claim +64 982
Two Claims +110 1028