Home Insurance Costs with Deductible Scenarios in Lafayette County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lafayette County, MO	$122600	$702	$967
Henrietta, MO	$44400	$512	$704
Lexington, MO	$112900	$596	$821
Davis, MO	$107400	$697	$959
Corder, MO	$59400	$563	$775
Dover, MO	$89600	$653	$898
Bates City, MO	$109400	$702	$966
Aullville, MO	$100000	$679	$935
Norborne, MO	$57100	$556	$765
Rothville, MO	$45000	$514	$707

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Impact of Coverage Amount on Home Insurance Cost In Lafayette County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$927
$200,000	$2,533
$300,000	$3,124
$400,000	$4,015
$500,000	$5,139
$750,000 to $1000,000	$5,942
Above $1000,000	$7,026

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Lafayette County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lafayette County, MO Average Home Insurance Cost	$978.24
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-245.76

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Top Homeowners Insurance Companies in Lafayette County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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Lafayette County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-137	841
One Claim	+49	1027
Two Claims	+117	1096

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