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Home Insurance Costs with Deductible Scenarios in Lafayette County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Lafayette County $120,000 $934 $1,197
Henrietta $45,000 $168 $253
Lexington $105,000 $359 $516
Davis $115,000 $443 $584
Corder $60,000 $236 $338
Dover $85,000 $338 $418
Bates City $135,000 $537 $1,429
Aullville $95,000 $377 $557
Norborne $65,000 $255 $362
Rothville $35,000 $149 $201

Impact of Coverage Amount on Home Insurance Cost In Lafayette County, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,069
$250000 $1,283
$500000 $2,053
$750000 $2,669
$1000000 $3,416
More than $1000000 $3,950


Lafayette County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lafayette County, MO Average Home Insurance Cost$972
State Average Home Insurance Cost$1,188
Difference Vs national Average-252

Best Home Insurance Quotes & Estimates for Properties Near Lafayette County, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $105,500 $300 Mt Tabor Rd, Brackman Rd, Theiman Rd, Golden Award Dr
$2500-$5000 Deductible $110,500 $280 Blue Gill Dr, Meadow Ln
$500 Deductible $175,500 $670 Wells Cir, Park Ln
$500 Deductible $77,500 $360 Co Rd 292
$500- $1000 Deductible $145,000 $540 Co Rd 440
$500 Deductible $144,000 $410 Mt Tabor Rd, Brackman Rd, Theiman Rd, Golden Award Dr
$500- $1000 Deductible $62,000 $300 Blue Gill Dr, Meadow Ln
> $10,000 Deductible $358,500 $690 Wells Cir, Park Ln
$1000-$2500 Deductible $120,500 $230 Brackman Rd, Mt Tabor Rd, Golden Award Dr, Theiman Rd

Top Homeowners Insurance Companies in Lafayette County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
AAA $1,700

Lafayette County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -136 836
One Claim +87 1059
Two Claims +97 1069