Home Insurance Costs with Deductible Scenarios in Liberty, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Liberty, MO	$191800	$799	$1,099
Homestead, MO	$58300	$559	$770
Prathersville, MO	$91300	$657	$904
Fort Osage, MO	$126700	$622	$856
Fishing River, MO	$114300	$600	$825
Mission Hills, KS	$978500	$584	$804
Independence, MO	$102800	$659	$907
Excelsior Springs, MO	$116900	$604	$832
Edgerton, MO	$109700	$703	$967
Glenaire, MO	$144200	$776	$1,068

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Impact of Coverage Amount on Home Insurance Cost In Liberty, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$636
$200,000	$1,748
$300,000	$2,220
$400,000	$2,789
$500,000	$3,570
$750,000 to $1000,000	$4,128
Above $1000,000	$4,881

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Liberty, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Liberty, MO Average Home Insurance Cost	$1,112.28
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-111.72

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Top Homeowners Insurance Companies in Liberty, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
Safeco	$1,405

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Liberty, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-133	979
One Claim	+78	1190
Two Claims	+145	1257

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