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Home Insurance Costs with Deductible Scenarios in Liberty, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Liberty $185,000 $606 $800
Homestead $50,000 $159 $222
Prathersville $100,000 $276 $431
Fort Osage $125,000 $406 $562
Fishing River $110,000 $297 $523
Mission Hills $915,000 $2,648 $3,742
Independence $100,000 $308 $426
Excelsior Springs $110,000 $339 $478
Edgerton $110,000 $319 $530
Glenaire $140,000 $443 $537

Impact of Coverage Amount on Home Insurance Cost In Liberty, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,124
$250000 $1,349
$500000 $2,158
$750000 $2,806
$1000000 $3,592
More than $1000000 $4,153


Liberty, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Liberty, MO Average Home Insurance Cost$1,022
State Average Home Insurance Cost$1,188
Difference Vs national Average-202

Best Home Insurance Quotes & Estimates for Properties Near Liberty, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $155,500 $450 Ridgeview Rd
> $10,000 Deductible $228,500 $560 NE 192nd St
$500 Deductible $172,500 $670 Martin Cir, E 13th St
$500 Deductible $294,000 $1130 90th St
$500- $1000 Deductible $285,500 $1090 NE 192nd St, NE 127th St, S Eddie Ave
$500 Deductible $180,000 $580 N Winchester Ave, NE Flintlock Rd
$2500-$5000 Deductible $454,000 $1320 Ridgeview Rd
$1000-$2500 Deductible $86,000 $250 NE 192nd St

Top Homeowners Insurance Companies in Liberty, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

Liberty, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -82 940
One Claim +82 1104
Two Claims +133 1155