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Home Insurance Costs with Deductible Scenarios in Lincoln County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lincoln County, MO $154100 $739 $1,017
Burr Oak, MO $112800 $710 $977
Troy, MO $139500 $644 $886
Hamburg, IL $88700 $438 $603
Truxton, MO $87500 $647 $890
Calumet, MO $134100 $756 $1,040
Winfield, MO $126600 $740 $1,019
Monroe, MO $152800 $666 $916
Hurricane, MO $134300 $757 $1,041
Fountain N' Lakes, MO $39200 $493 $679

Impact of Coverage Amount on Home Insurance Cost In Lincoln County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $793
$200,000 $1,930
$300,000 $2,693
$400,000 $3,330
$500,000 $4,262
$750,000 to $1000,000 $4,928
Above $1000,000 $5,828


Lincoln County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lincoln County, MO Average Home Insurance Cost$1,029.51
State Average Home Insurance Cost$1,084
Difference Vs national Average-194.49

Top Homeowners Insurance Companies in Lincoln County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

Lincoln County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -134 896
One Claim +72 1102
Two Claims +144 1174