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Home Insurance Costs with Deductible Scenarios in Phelps County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Phelps County $115,000 $389 $590
Arlington $85,000 $323 $464
Doolittle $90,000 $365 $467
St. Robert $190,000 $626 $1,049
Rolla $120,000 $463 $704
Norman $60,000 $224 $308
Cold Spring $155,000 $516 $892
Spring Creek West $90,000 $315 $472
Edgar Springs $80,000 $312 $406
Spring Creek $110,000 $440 $632

Impact of Coverage Amount on Home Insurance Cost In Phelps County, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,071
$250000 $1,286
$500000 $2,057
$750000 $2,674
$1000000 $3,423
More than $1000000 $3,958


Phelps County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Phelps County, MO Average Home Insurance Cost$974
State Average Home Insurance Cost$1,188
Difference Vs national Average-250

Best Home Insurance Quotes & Estimates for Properties Near Phelps County, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $197,000 $670 Co Rd 3410
$500- $1000 Deductible $153,500 $670 E 6th St
$1000-$2500 Deductible $189,000 $640 Pvt Drive 8434, Co Rd 233
$500- $1000 Deductible $185,000 $580 State Rte Hh
$500- $1000 Deductible $147,500 $520 Co Rd 249, Cardinal Point Rd
$5000 to $10,000 Deductible $157,500 $560 Co Rd 323, Rd 75
$500 Deductible $43,500 $190 S Jackson St
$2500-$5000 Deductible $235,000 $490 Co Rd 3410

Top Homeowners Insurance Companies in Phelps County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
AAA $1,700

Phelps County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -88 886
One Claim +78 1052
Two Claims +107 1081