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Home Insurance Costs with Deductible Scenarios in Phelps County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Phelps County, MO $126100 $710 $977
Arlington, MO $84200 $638 $877
Doolittle, MO $86400 $644 $886
St. Robert, MO $186700 $851 $1,171
Rolla, MO $127800 $624 $859
Norman, MO $110900 $706 $971
Cold Spring, MO $168800 $821 $1,129
Spring Creek West, MO $94500 $665 $915
Edgar Springs, MO $57300 $556 $766
Spring Creek, MO $106300 $694 $955

Impact of Coverage Amount on Home Insurance Cost In Phelps County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $845
$200,000 $2,198
$300,000 $3,082
$400,000 $3,969
$500,000 $5,080
$750,000 to $1000,000 $5,874
Above $1000,000 $6,946


Phelps County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Phelps County, MO Average Home Insurance Cost$988.8
State Average Home Insurance Cost$1,084
Difference Vs national Average-235.2

Top Homeowners Insurance Companies in Phelps County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
AAA $1,700

Phelps County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -129 860
One Claim +69 1058
Two Claims +129 1117