Home Insurance Costs with Deductible Scenarios in Phelps County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Phelps County, MO	$126100	$710	$977
Arlington, MO	$84200	$638	$877
Doolittle, MO	$86400	$644	$886
St. Robert, MO	$186700	$851	$1,171
Rolla, MO	$127800	$624	$859
Norman, MO	$110900	$706	$971
Cold Spring, MO	$168800	$821	$1,129
Spring Creek West, MO	$94500	$665	$915
Edgar Springs, MO	$57300	$556	$766
Spring Creek, MO	$106300	$694	$955

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Impact of Coverage Amount on Home Insurance Cost In Phelps County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$845
$200,000	$2,198
$300,000	$3,082
$400,000	$3,969
$500,000	$5,080
$750,000 to $1000,000	$5,874
Above $1000,000	$6,946

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Phelps County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Phelps County, MO Average Home Insurance Cost	$988.8
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-235.2

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Top Homeowners Insurance Companies in Phelps County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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Phelps County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-129	860
One Claim	+69	1058
Two Claims	+129	1117

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