Home Insurance Costs with Deductible Scenarios in Platte County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Platte County, MO	$204900	$818	$1,126
Buchanan County, MO	$114800	$686	$944
Smithville, MO	$176300	$593	$816
Gallatin, MO	$131000	$720	$990
Lansing, KS	$175400	$693	$953
Weston, MO	$168700	$821	$1,129
Weatherby Lake, MO	$325200	$1094	$1,505
Sioux, MO	$301300	$741	$1,020
Gower, MO	$122600	$732	$1,007
Northmoor, MO	$96800	$671	$924

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Impact of Coverage Amount on Home Insurance Cost In Platte County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$554
$200,000	$1,621
$300,000	$2,163
$400,000	$2,700
$500,000	$3,456
$750,000 to $1000,000	$3,996
Above $1000,000	$4,725

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Platte County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Platte County, MO Average Home Insurance Cost	$1,139.25
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-84.75

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Top Homeowners Insurance Companies in Platte County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Amco	$1,960
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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Platte County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-148	991
One Claim	+57	1196
Two Claims	+148	1287

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