Home Insurance Costs with Deductible Scenarios in St. Joseph, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Joseph, MO	$105500	$665	$915
Nodaway, MO	$114500	$600	$825
Andrew County, MO	$136400	$639	$880
Elwood, KS	$69000	$684	$941
Rushville, MO	$76300	$615	$847
Troy, KS	$85800	$768	$1,057
Stewartsville, MO	$80700	$628	$864
Country Club, MO	$154100	$795	$1,094
Amazonia, MO	$64600	$580	$798
Bendena, KS	$92500	$799	$1,100

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Impact of Coverage Amount on Home Insurance Cost In St. Joseph, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,026
$200,000	$2,720
$300,000	$3,641
$400,000	$4,455
$500,000	$5,702
$750,000 to $1000,000	$6,593
Above $1000,000	$7,796

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St. Joseph, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Joseph, MO Average Home Insurance Cost	$926.4
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-297.6

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Top Homeowners Insurance Companies in St. Joseph, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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St. Joseph, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-130	797
One Claim	+83	1010
Two Claims	+120	1047

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