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Home Insurance Costs with Deductible Scenarios in St. Joseph, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
St. Joseph $105,000 $375 $432
Nodaway $110,000 $343 $450
Andrew County $130,000 $459 $524
Elwood $65,000 $202 $279
Rushville $70,000 $251 $309
Troy $85,000 $293 $382
Stewartsville $85,000 $235 $392
Country Club $165,000 $534 $651
Amazonia $70,000 $218 $320
Bendena $110,000 $390 $473

Impact of Coverage Amount on Home Insurance Cost In St. Joseph, MO

Coverage Amount Home Insurance Cost ($)
$100000 $1,055
$250000 $1,266
$500000 $2,025
$750000 $2,633
$1000000 $3,370
More than $1000000 $3,897


St. Joseph, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Joseph, MO Average Home Insurance Cost$959
State Average Home Insurance Cost$1,188
Difference Vs national Average-265

Best Home Insurance Quotes & Estimates for Properties Near St. Joseph, MO

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $141,500 $640 N 15th St
$2500-$5000 Deductible $180,000 $590 Chambers Ave
$500 Deductible $72,500 $330 Co Rd N2W
$1000-$2500 Deductible $217,500 $700 Co Rte 42, SE Kerns Rd
$1000-$2500 Deductible $103,500 $410 S 38th St
$1000-$2500 Deductible $406,000 $1640 Meadow Brook Ct
$500- $1000 Deductible $57,500 $170 Redwood Ln
$500 Deductible $134,500 $590 Albemarle St

Top Homeowners Insurance Companies in St. Joseph, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
AAA $1,700

St. Joseph, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -86 873
One Claim +67 1026
Two Claims +105 1064